At Eric Garnicki – Your Mortgage Guy ("we", "us"), we prioritize your privacy and are dedicated to protecting the information you share with us. This document outlines how we handle the Personal Information collected through our website, applications, and services (referred to collectively as "Services").
We gather Personal Information about you in the following ways:
Automatically Collected Information: As you navigate and interact with our Services, we collect:
By providing your mobile phone number and checking the corresponding consent box on our forms, you agree to receive SMS messages from Eric Garnicki at C2 Financial Corporation related to your inquiry, appointments, and transaction updates, and — if you separately opt in — promotional messages. Message frequency may vary. Standard message and data rates may apply based on your carrier. Consent is optional and is not a condition of purchase.
You can opt out at any time by replying STOP to any message, after which you will receive a confirmation and no further messages. For assistance, reply HELP or contact us at eric@thegarnickiteam.com or (408) 357-4116.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.
We may share your Personal Information with:
The above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Depending on location, you may have the right to:
You can exercise these rights by contacting us at eric@thegarnickiteam.com.
Our Services do not target children under 13. We do not knowingly collect information from children under this age. We will investigate any notification and, if appropriate, delete the Personal Information from our systems. If you are 13 or older, but under 18, you must have permission from your parent or guardian to use our Services.
Our Services may link to external sites not governed by this Privacy Policy. We recommend reviewing their privacy policies independently.
We employ measures to protect your Personal Information but cannot guarantee absolute security. We retain your data as necessary for service provision and compliance with legal obligations. We implement appropriate technical and organizational measures to protect against unauthorized or unlawful processing and against accidental loss, destruction, or damage.
Your Personal Information may be processed and stored in the United States and other jurisdictions, under the legal bases outlined for our operations.
We may periodically update this Privacy Policy. Changes will be posted on this page, along with the effective date.
For any questions or concerns regarding this policy, please contact eric@thegarnickiteam.com or call (408) 357-4116.
Scope of Consent: By submitting your personal information on our website, including your name, telephone number, and email address, you agree that Eric Garnicki – Your Mortgage Guy (C2 Financial Corporation) may contact you by various communication methods, including but not limited to emails, phone calls, text messages, and postal mail, to inform you about products, services, and offers relevant to your inquiry.
Automated Calls and Messages: You acknowledge that consent includes receiving autodialed and prerecorded messages or calls delivered via automated technology, to the phone number you provided. We will obtain separate, express consent for telemarketing calls as required by law.
Voluntary Nature of Consent: Providing your consent is completely voluntary, and you may withdraw it at any time by following the opt-out instructions in our communications (e.g., replying STOP) or by contacting us.
Sharing and Disclosure: We do not sell your personal data. We only share data with trusted service providers who adhere to our data protection standards or when required by law, and never your text messaging opt-in data or consent.